Minimum first
Begin with only the information needed to understand intent—not a full insurance application disguised as a lead form.
A consumer-controlled intent exchange—in validation
Tell the market once. Choose who gets the details.
CoverIntent is validating a consumer-controlled insurance-intent exchange for auto, home, and renters coverage. It is being designed for people and the AI agents they authorize, with permission at the center.
- Email-only research intake
- No phone or application data
- No live quote or lead marketplace
Target model · example
Permission draftMy coverage intent
- Looking for
- Renters coverage
- Where
- Nevada
- Timing
- Within 90 days
Grant expiresBefore details move
Conceptual interface only. Recipient selection and insurance transactions are not live in this validation.
What we’re building toward One request. Chosen insurers. No lead spam.
That is the intended future consent model. The current CX1 release accepts validation interest only and does not select or contact insurers.
A different starting point
The problem isn’t another form. It’s what happens after submit.
Shopping intent can be useful without becoming uncontrolled distribution. CoverIntent starts with a narrow question: can the person remain the principal when humans and software act around the request?
Permission before access
The target model makes recipients, purpose, and timing explicit before more detail is shared.
A receipt for the handoff
The future exchange is designed around evidence of what was allowed, accepted, declined, or revoked.
Clear about the stage
Useful today. Deliberately limited.
This first public version exists to test demand, language, and technical discovery without pretending that a regulated marketplace already exists.
What is live now
A person or licensed-agent prospect can submit one consent-bound, email-only validation-interest request and receive a non-secret confirmation code. The code confirms intake only and is never an access token. No quote, recommendation, policy transaction, insurer match, or lead transfer is live.
Live in this validation
- Public information about the proposed CoverIntent consent model
- Email-only consumer early-access interest
- Email-only licensed-agent or agency partner interest
- A non-secret confirmation code after the founder-tenant intake accepts a submission; it is never an access token
- Public REST, OpenAPI, A2A, MCP, llms.txt, and web discovery surfaces for these exact validation capabilities
Not live
- Insurance quotes, comparisons, recommendations, underwriting, or eligibility decisions
- Insurer, agency, or carrier matching or contact
- Policy application, binding, purchase, payment, service, or claims handling
- Lead sale, transfer, or disclosure to an insurer, agency, broker, or data buyer
- Consumer phone calls, text messages, or automated nurture
- Authenticated buyer-agent mandates or insurance transactions
One principle, two doors
Designed around the person. Informed by the professionals.
Express the need without surrendering the relationship.
Help us learn what information feels reasonable at the first step and what control should stay visible throughout.
Join consumer researchShape a better-qualified, permissioned handoff.
We’re inviting licensed agents, agencies, and insurers to pressure-test the object, compliance boundary, and useful context—without offering live leads.
Explore partner researchBe early, not exposed
Help us build the permission layer before the marketplace.
Share only enough for us to understand your interest. We do not ask for a phone number or the details needed to quote or underwrite a policy.
Please do not send
Date of birth, Social Security or driver’s-license numbers, VINs, policy credentials, payment data, health information, or other insurance application details.
Email-only research intake
Join the early-access list
A few non-sensitive details help us learn where this model could be useful. We’ll only use them to email you about research and early access.
Building in the open
A human promise and a machine contract should tell the same truth.
CoverIntent publishes a public capability description for developers and AI agents. The technical surfaces expose the same narrow validation-stage boundary as this site—no hidden quote, matching, or transaction capability.
Read the developer brief